Unlisted Shares
Incred Holdings Limited Unlisted Shares
Incred Holdings Limited (Unlisted)
Verified Unlisted CompanyOff-market Transfer · NSDL / CDSL
About Incred Holdings Limited Unlisted Shares
Incred Holdings Limited is a diversified financial services holding company. It operates through its subsidiaries in lending, insurance, asset management, and other financial services. The company focuses on providing credit solutions, insurance distribution, and wealth management services.
Share Details
| company Name | Incred Holdings Limited (Unlisted) |
| indicative Unlisted Share Price | ₹207 |
| market Capitalization | ₹9409 Crore |
| lot Size | 250 |
| 52 Week High | ₹180 |
| 52 Week Low | ₹148 |
| face Value | ₹10 |
| book Value | 59.42 |
| pe Ratio | 25.47 |
| pb Ratio | 2.49 |
| debt To Equity | 2.2 |
| return On Equity | 9.81 |
| total Outstanding Shares | 641187562 |
| isin | Not Available |
| depository | NSDL & CDSL |
| pan | AAECK1978B |
| cin | U67190MH2017PLC211378 |
| rta | Link Intime |
Income Statement (Profit & Loss) (₹ in Crore)
| Particulars | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| Interest Earned | 488 | 886 | 1,194 | 1,952 |
| Other Income | 36 | -45 | 103 | 622 |
| Interest Expended | 219 | 356 | 463 | 627 |
| Operating Expenses | 263 | 273 | 642 | 871 |
| Provisions and Contingencies | 0 | 0 | -19 | 188 |
| PAT | 31 | 109 | 309 | 573 |
| EPS | 1.81 | 1.85 | 4.81 | 5.76 |
Key Financial Ratios (Last 3–5 Years)
| Ratio | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| Advances | 3,733 | 5,405 | 7,259 | 10,467 |
| Gross NPA (%) | 2.8 | 2.1 | 3.1 | 0.73 |
| Book Value | 57.83 | 42.01 | 52.77 | 58.31 |
| P/B | 1.03 | 4.29 | 3.13 | 2.81 |
| ROE (%) | 2.78 | 4.28 | 9.12 | 9.81 |
Financial Annual Report Summary
Incred Holdings has demonstrated strong growth in interest income and profitability over the years. The company continues to expand its lending book with controlled asset quality.
Why Invest in Incred Holdings Limited
- Strong growth in loan book (Advances) and profitability.
- Improving ROE and stable asset quality.
- Healthy interest income growth.
Balance Sheet - Assets (₹ in Crore)
| Item | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| Fixed Assets | 39 | 50 | 54 | 57 |
| Cash and Balances | 85 | 393 | 168 | 812 |
| Investments | 81 | 70 | 813 | 515 |
| Advances | 3,733 | 5,405 | 7,259 | 10,467 |
| Other Assets | 97 | 761 | 674 | 599 |
| Total Assets | 4,035 | 6,679 | 8,768 | 12,500 |
Balance Sheet - Liabilities & Equity (₹ in Crore)
| Item | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| Share Capital | 192.75 | 595.25 | 641.81 | 841.51 |
| FV | 10 | 10 | 10 | 10 |
| Reserves | 1,022 | 1,983 | 2,745 | 3,158 |
| Borrowings | 2,816 | 3,864 | 5,017 | 8,359 |
| Deposits | 0 | 0 | 0 | 0 |
| Other Liabilities | 104.25 | 266.77 | 364.19 | 337.49 |
| Total Liabilities | 4,035 | 6,679 | 8,768 | 12,500 |
Liabilities Breakdown & Balance Sheet Insights
Balance Sheet Insights
Strong growth in Advances and Borrowings. Reserves have increased significantly.
Liabilities Breakdown
Debt to Equity ratio of 2.2.
Additional Insights
Healthy expansion in lending book supported by borrowings and equity infusion.
Cash Flow Insights
- Negative operating cash flow due to lending book expansion (typical for NBFC/Holding Company).
- Funded through borrowings and equity raises.
Shareholding Pattern
Recent
Promoter: Not Available
Institutional: Not Available
Public: Not Available
Promoters & Management
Professional management team with expertise in financial services and lending.
Key Management
Not Available on page
Registrar & Transfer Agent (RTA)
Registrar: Link Intime
Website: https://linkintime.co.in/
Management Analysis
Focus on scaling lending operations, insurance, and asset management verticals.
Frequently Asked Questions About Incred Holdings Limited Unlisted Shares
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