Unlisted Shares
Hero Fincorp Limited Unlisted Shares
Hero Fincorp Limited (Unlisted)
Verified Unlisted CompanyOff-market Transfer · NSDL / CDSL
About Hero Fincorp Limited Unlisted Shares
Hero Fincorp Limited is a leading Non-Banking Financial Company (NBFC) and a wholly owned subsidiary of Hero MotoCorp. The company provides a wide range of financing solutions including two-wheeler loans, three-wheeler loans, personal loans, SME loans, and commercial vehicle financing. It has a strong presence across India with a focus on rural and semi-urban markets.
Share Details
| company Name | Hero Fincorp Limited (Unlisted) |
| indicative Unlisted Share Price | ₹1563 |
| market Capitalization | ₹13377 Crore |
| lot Size | 25 |
| 52 Week High | ₹1175 |
| 52 Week Low | ₹1050 |
| face Value | ₹10 |
| book Value | 452.86 |
| pe Ratio | 22.57 |
| pb Ratio | 2.32 |
| debt To Equity | 8.35 |
| return On Equity | 1.91 |
| total Outstanding Shares | 12100000 |
| isin | INE0N0T01015 |
| depository | NSDL & CDSL |
| pan | AAACN1572 |
| cin | U67190MH1991PLC066877 |
| rta | Link Intime India Private Limited |
Income Statement (Profit & Loss) (₹ in Crore)
| Particulars | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| Interest Earned | 4,241 | 5,779 | 7,679 | 8,588 |
| Other Income | 407 | 728 | 880 | 1,316 |
| Operating Expenses | 1,678 | 2,178 | 2,615 | 2,935 |
| PAT | 181 | 479 | 857 | 1,010 |
| EPS | -50.04 | 37.62 | 50.16 | 58.05 |
Key Financial Ratios (Last 3–5 Years)
| Ratio | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| Net NPA (%) | 7.3 | 5.37 | 4.02 | 5.05 |
Financial Annual Report Summary
Hero Fincorp has shown consistent growth in its loan portfolio and revenue. As a subsidiary of Hero MotoCorp, it benefits from strong brand synergy and extensive distribution network.
Why Invest in Hero Fincorp Limited
- Strong growth in interest income and loan book.
- Improving asset quality with controlled GNPA.
- Backed by Hero MotoCorp brand and distribution.
- Well-positioned in two-wheeler and three-wheeler financing segment.
Balance Sheet - Assets (₹ in Crore)
| Item | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| Fixed Assets | 92 | 111 | 181 | 172 |
| Cash and Balances | 1,038 | 730 | 158 | 2,032 |
| Investments | 1,172 | 1,317 | 1,898 | 2,586 |
| Advances | 3,141 | 3,981 | 4,988 | 5,381 |
| Other Assets | 156 | 932.31 | 1,349 | 1,647 |
| Total Assets | 51,399 | 43,451.31 | 53,201 | 60,042 |
Balance Sheet - Liabilities & Equity (₹ in Crore)
| Item | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|
| Share Capital | 127 | 127.31 | 127 | 127.1 |
| Reserves | 4,640 | 5,116 | 5,638 | 5,632 |
| Borrowings | 27,875 | 33,559 | 42,544 | 47,968 |
| Other Liabilities | 1,747 | 4,649.31 | - | 8,324.8 |
| Total Liabilities | 51,399 | 43,451.31 | 53,201 | 60,042 |
Liabilities Breakdown & Balance Sheet Insights
Balance Sheet Insights
Strong growth in advances (loan book) with corresponding increase in borrowings.
Liabilities Breakdown
Debt to Equity ratio of 8.35. Typical for NBFC with high leverage on loan book.
Additional Insights
Healthy growth in loan book with strong parent support from Hero MotoCorp.
Cash Flow Insights
- Significant cash flow from borrowing to support loan book growth.
- Typical cash flow pattern for an NBFC.
Shareholding Pattern
Recent
Promoter: 100% (Hero MotoCorp Group)
Institutional: Low
Public: 0%
Promoters & Management
Wholly owned subsidiary of Hero MotoCorp with strong promoter backing.
Key Management
Professional Management Team - Leadership
NBFC & Financial Services
Registrar & Transfer Agent (RTA)
Registrar: Link Intime India Private Limited
Website: https://www.linkintime.co.in/
Management Analysis
Focus on expanding two-wheeler and three-wheeler financing, improving asset quality, and leveraging Hero MotoCorp's vast dealer network.
Frequently Asked Questions About Hero Fincorp Limited Unlisted Shares
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