Minimum Investment
About Company
Company Name: OnEMI Technology Solutions Limited
Industry / Sector: Fintech / Digital Lending Platform
Founded Year: 2017
Promoters: Ashish Tulsian, Harshvardhan Lunia
OnEMI Technology Solutions Limited, parent company of Kissht and Ring, operates a fintech platform offering digital consumer lending, BNPL (Buy Now Pay Later), and credit solutions. The company leverages data analytics, AI-based underwriting, and partnerships with NBFCs to provide instant loans to salaried and self-employed individuals across India.
IPO Basic Details
| Company Name | OnEMI Technology Solutions Limited |
| IPO Type | Mainboard IPO |
| Price Band | ₹135 – ₹144 |
| Lot Size | 100 |
| Total Issue Size | ₹84.96 Cr (59,00,000 shares) |
IPO Strengths & Risks
Strengths
- Strong fintech ecosystem (Kissht + Ring)
- AI-driven credit underwriting
- Large digital customer base
- Scalable asset-light business model
Risks
- Loss-making business
- High credit risk exposure
- Dependence on lending partners
- Regulatory risks in fintech sector
IPO Important Dates
| IPO Open Date | 30 Apr 2026 |
| IPO Close Date | 06 May 2026 |
| Basis of Allotment | 07 May 2026 |
| Refund Initiation | 08 May 2026 |
| Demat Credit Date | 08 May 2026 |
| Listing Date | 09 May 2026 |
| Anchor Investor Date | - |
| UPI Mandate Deadline | - |
IPO Objectives
- Capital expenditure for machinery and equipment – -
- Funding working capital requirements – -
- Debt repayment – -
- General corporate purposes – Remaining amount
Investor Reservation
| QIB Quota | 50% |
| Retail Quota | 35% |
| HNI Quota | 15% |
| Employee Quota | - |
| Shareholder Quota | - |
| Anchor Investor Allocation | - |
Market Lot Details
| Application | Lot Size | Shares | Amount |
|---|---|---|---|
| Retail Minimum | 1 lot | 100 | ₹14,400 |
| Retail Maximum | 13 lots | 1300 | ₹1,87,200 |
| S-HNI Minimum | 14 lots | 1400 | ₹2,01,600 |
| S-HNI Maximum | - | - | - |
| B-HNI Minimum | 70 lots | 7000 | ₹10,08,000 |
Key Performance Indicators (KPI)
| ROE | Negative |
| ROCE | Negative |
| RoNW | - |
| PAT Margin | Negative |
| EBITDA Margin | Negative |
| EPS | Negative |
| NAV per share | - |
| Debt to Equity | N/A |
| P/E Ratio | N/A |
| Industry P/E | - |
Company Financial Data
| Period | Assets | Total Income | PAT | EBITDA | Net Worth | Borrowings |
|---|---|---|---|---|---|---|
| Latest Available | N/A | N/A | Loss making | Negative | N/A | N/A |
Grey Market Premium
| GMP Price | N/A |
| Kostak Rate | N/A |
| Subject to Sauda | N/A |
| Last Updated | Apr 2026 |
| Estimated Listing Price | N/A |
IPO Subscription Data
| Total Subscription | N/A |
| QIB (Ex Anchor) | N/A |
| HNI Subscription | N/A |
| Retail Subscription | N/A |
| Anchor | - |
IPO Intermediaries
Registrar: KFin Technologies Ltd.
Registrar Website: https://www.kfintech.com
IPO Lead Manager(s)
Company Information
Address: 10 th Floor,Tower 4, Equinox Park, LBS Marg, Kurla (West),Mumbai, Maharashtra, 400070
Website: https://www.kissht.com
Email: compliance@kissht.com
Phone: +91 22 6947 5600
IPO Documents
Explore More Investment Opportunities
Discover IPOs, unlisted shares, and broker comparison tools curated for smart investors.